September 19, 2023
Contractors Business Insurance | Houston, TX
Getting the right contractors business insurance Houston, TX coverage for your business is an important part of managing risks. If you are looking for contractors business insurance, you don’t need to look any further. At Texas Insurance Agency, we are your trusted business partners who understand and meet your business’s specific needs.
We’ve worked hard over the years to build a name based on trust, honesty, and good service. Our professional team of insurance agents is committed to helping business owners and contractors find the best insurance coverage to protect their income and investments.
Why Should You Choose Us For Contractors Business Insurance Houston, TX?
Our service philosophy is simple: we think that every business is different and shouldn’t be limited by an insurance policy that fits all. We offer a wide range of commercial insurance options that can be tailored to your needs, whether you run a small contracting business or a big construction company.
Coverage for a Wide Range of Risks
As one of the most well-known insurance companies in Texas, we are dedicated to providing a wide range of insurance policies that protect your personal and business assets. Our contractors business insurance Houston, TX covers everything, from commercial car insurance to workers’ compensation insurance to general liability insurance.
Our contractors insurance coverage is made to protect your business against things like accidents, damage to property, and lawsuits. Our insurance also protects business equipment, vehicles, and employees who get hurt on the job.
Personal Insurance
In addition to our business insurance services, we also offer a range of personal insurance services that are designed to protect the most important things for you and your family. Our personal insurance plans include insurance for your home, car, life, and even an extra layer of protection called “umbrella insurance.”
At Texas Insurance Agency, we don’t stop caring about you after your policy is given. We are committed to giving great customer service, and we have a team ready to help you with claims, policy reviews, policy updates, and any other questions you may have about insurance.
It can be hard to find the right contractors business insurance in Houston, TX, especially if you don’t know what kind of security your business needs. So, we make sure to walk you through every part of your policy, answer all your questions, and carefully explain the costs and benefits of each feature so you can make smart choices.
Get the Contractors Insurance You Need
Contractors insurance is a broad term that can include things like general liability insurance, workers’ compensation insurance, and commercial car insurance. Together, these coverages protect freelancers from a wide range of risks that can happen during their work.
- General Liability Insurance: This part of contractors insurance helps protect your business from claims that come from injuries to people, damage to property, and even problems with advertising. It also pays for legal fees if your business is charged for any of these things. For instance, if a customer trips over a piece of equipment at your job and gets hurt, your general liability insurance might pay for their medical bills.
- Workers’ comp insurance: As a contractor, you often need your workers to do physical work. Accidents can happen on the job, and if they do, your workers’ compensation insurance will pay for their medical bills and lost wages.
- Commercial Auto Insurance: Your business needs commercial auto insurance if it owns and drives cars. This policy pays for damage to property or injuries to people if you or an employee cause an accident in a work car.
- Builders Risk Insurance: This type of insurance helps cover the costs of damage, theft, or loss of building materials, equipment, and even structures that are still being built.
- Professional Liability Insurance: Also called Errors and Omissions (E&O) insurance, this coverage covers against claims of negligence or mistakes made in professional advice or services.
Which business could benefit from this insurance?
Contractors insurance is not just for companies that build things. This thorough coverage can help any business that builds or fixes up buildings or other structures. Here are just a few:
- Construction builders: These include general builders and subcontractors who work in different ways on new constructions, renovations, and restorations.
- Electricians and plumbers: These people work in dangerous places where they could hurt themselves or damage a client’s property.
- Landscapers and painters: Accidents can happen in these jobs, like when equipment breaks or someone falls and gets hurt.
- HVAC Contractors: These workers usually take care of important and expensive systems in a client’s home or place of business. Any accidental damage could cause a lot of money to be lost.
With the help of Texas Insurance Agency’s specialized contractors business insurance, businesses can build a safety net against unplanned events that could cause them to lose a lot of money.
Call Us
There are difficulties and risks that come with running a business in Houston, TX. Choosing the right builders business insurance in Houston, TX, doesn’t have to be one of those hard things if you get help from Texas Insurance Agency. Our goal is to help businesses like yours spot possible risks and find tried-and-true ways to protect your investments and make sure your business runs smoothly.
When you work with us, you get more than just a policy of protection. You get a team of committed, experienced professionals who will work with you and help, reassure, and keep their promises.
The Texas Insurance Agency would be happy to help you with your insurance needs. We have the skills, resources, and commitment to go above and beyond your goals, whether you need personal insurance or business insurance for contractors in Houston, TX.
Peace of mind is what insurance is all about, and that’s what we try to give to every customer we work with. Our team is willing to go above and beyond to protect your business so you can focus on what you do best, which is building your business.
Choose the smart thing to do and protect your business and your future. When you get insurance from Texas Insurance Agency, you’re not just covered, you’re safe. Let us be your trustworthy partner on your way to success and beyond. Contact us right away, and let’s get started on making your business safer and more secure so it can grow.
Fun Facts About Houston, TX:
- Houston is in Harris County, the third most populated county in the U.S.
- Fort Bend County is the first county to the southwest of Houston and Harris County.
- Located north of Houston, Montgomery County is thought to be one of the top 50 counties in the country with the fastest growth.