October 4, 2023
Commercial Trucking Insurance Companies | Houston, TX
Finding the best commercial trucking insurance companies Houston, TX for your needs might take a long time if you don’t know where to start. Texas Insurance Agency can help you with your search. With us at the wheel, you can sit back and relax as we do most of the searching for you. We’re an insurance brokerage that has partnered with many local and major insurance companies to provide our clients with as many coverage options as possible.
What are some commercial trucking insurance companies we’ve partnered with?
- Progressive
- Liberty Mutual Insurance
- Travelers
- The Hartford
- National General Insurance
- Mid-Continent Group
- Stillwater Insurance Group
There are many great choices out there. We’ll help you find the best coverage at the most affordable rates. Get a free quote now.
With several decades of combined experience, our team of insurance agents can assess your business assets and risks to figure out the best options for you. We’ll suggest several coverage policies that can protect against any possible risk while you’re out on the road or cruising back after a successful job. Your insurance should be able to kick in wherever and whenever you need it most.
If you ever have any questions about your insurance, Texas Insurance Agency is here to help. We can be the focal point of your insurance shopping needs. Rather than manually comparing multiple commercial trucking insurance companies by yourself, we can do it for you. All you need to know is what your business needs to succeed, and we’ll suggest the best options for your situation.
The Best Commercial Trucking Insurance Companies Houston, TX
Like how not every business is the same, not every insurance company is the same. You’ll want to find the company that offers everything you need rather than settle for something less. If you want to learn more before hearing the suggestions we have, you can also do some research yourself. When looking for the best commercial trucking insurance companies for you, you should think about a number of things, such as, but not limited to:
- Name and Dependability: Learn a lot about a company’s name before you choose it. Check out reviews of the company online or talk to other professional truck drivers to find out what they think.
- Coverage: Look at the varied types of insurance coverage each company offers and decide which one is best for you. Commercial cars usually have liability insurance, physical damage insurance, and cargo insurance.
- Price: Look at rates from several businesses to find the cheapest plan. Ask if there are any deals you can get.
- Customer Service: It’s good for business to have great customer service. You’ll want a business that’s easy to get in touch with, answers questions quickly, and can help you if you need to file a claim.
- Stability in the Company’s Finances: Look for a business with a strong financial history. This makes sure that if something big happens, they can pay out many claims at once.
- Cases Process: Find out how each company handles cases. It needs to be easy, quick, and fair.
- Policies That Can Be Changed: Look for an insurance company that lets you change their policies to fit the needs of your trucking business.
- Experience in the Field: businesses that focus on or have a lot of experience with commercial trucks
Texas Insurance Agency can guarantee the stability of each of our partnered commercial trucking insurance companies. We’ll help you find great policies from your choice of trucking company to ensure your business gets everything you want or need to protect your business from going bankrupt in a bad event or accident.
What Are Possible Trucking Policies?
There are different kinds of trucking insurance that are made to protect different parts of your business. If you understand these rules, you can pick the one that works best for your business:
- Primary Liability Insurance: This type of insurance is required by law in most places and protects you legally if your business truck hurts someone or damages their property.
- Physical Damage Coverage: This type of insurance protects your car from fire, theft, abuse, and accidents, and it pays to fix or replace damaged parts.
- Motor Truck Cargo Insurance: This coverage protects the goods you are transporting in case they get damaged or lost.
- General Liability Insurance: This protects your business from damage claims, such as claims for harm to people or damage to property that isn’t caused by your truck operation.
- Non-Trucking Liability Insurance: This protects you from lawsuits when the truck isn’t being used for business. It’s also known as “bobtail” insurance.
- Trailer Interchange Insurance: This type of insurance covers the trailer you’re pulling when you’re at an interchange.
- Umbrella Insurance: This policy adds to the coverages of your other policies, giving you extra security above and beyond what the base policies cover.
- Insurance for Uninsured or Underinsured Motorists: This insurance protects you if another driver doesn’t have enough insurance or the right kind of insurance.
Remember that these rules are not all the same. You might need a more specific policy or a mix of several policies depending on the type of business you run. It’s always a good idea to talk to a professional insurance agent who knows the trucking business about your specific needs.
Before You Get Behind the Wheel
Insurance only works if you have it prepped and ready before you or your truckers take your next trip. Texas Insurance Agency can help you figure out the best options. Call us today to learn more about which commercial trucking insurance companies are right for you.
Our Houston office is always ready to help you go for your next long haul safely. We have all the tools to assess your business risks and suggest the best coverage options to protect you against whatever could happen while your trucks are on the road. We’re partnered with some of the best commercial trucking insurance companies, so we can help you get the insurance you need at the most affordable rates.
Houston, Texas Fun Facts:
- Houston gets more rain than Seattle in a year, averaging over 49 inches a year.
- Some nicknames for the city are “Bayou City,” “Space City,” and “City with No Limits.”
- This city is the largest American city without any formal zoning laws. Everything’s run with local ordinances.