Are you searching “Fulshear TX commercial insurance agents near me” in Google’s search bar? Let Texas Insurance Agency help you find the right policy. We are an independent insurance agency that offers a wide range of insurance policies. Our goal is to help you protect what matters by providing a vast amount of options and giving exceptional customer service.
Our agents are the independent experts for insurance, which gives us an age over more prominent agencies. We work with several different providers that you will have access to. Furthermore, we will become your friends rather than just your agent. We strive to make every client’s time here meaningful. The last thing we want is for you to feel unprotected.
We understand how important your business is to you. You have spent a lot of time, money, blood, and sweat in creating something your passionate about. That is why you need to protect that dream-come-true. Insurance coverage is absolutely necessary to keep your business running and safe.
If a small business does not have insurance and is hit with a financial burden, then it has the potential to fail. Let the local independent experts help you find the right policies for your business. It will help you save money and relax. Knowing you are protected from damages and potential lawsuits are welcoming.
There are many types of commercial or business insurance. Each covers large areas while some are more specific. Texas Insurance Agency offers a large number of policies and works with 12 different commercial insurance providers. We work with a wide variety of providers so you can get the best price and policy available. As a business owner, we know you want to find the right insurance carrier because you will be investing money into them.
Luckily, we have many options and insurance types to choose from. The best business insurance to start with is a general commercial liability, which covers a lot of different areas of your business. The commercial is must-have business insurance because it protects several areas. Accidents, injuries, and lawsuits can occur when running a business. This insurance will help you cover the fees associated with those issues.
Commercial umbrella insurance is a step up from general liability insurance. Think of it as a safety net that general commercial liability cannot cover. Each policy has a limit of money in which it can cover. Umbrella insurance is designed for high-risk businesses. It will cover the costs of fees that exceeded the general liability policies. Commercial umbrella covers a lot of the same areas a general liability. The full list is below.
- Personal Injury
- Liquor Law
- On-Site Accidents
Natural disasters are common in the Greater Houston area. Hurricanes, tropical storms, and torrential rain are common threats to your business. That is why you need to protect your commercial property. These are scenarios you cannot control, so you should be protected no matter what arises. It is important to note that commercial property insurance does not cover flooding. That is a common misconception, so be sure to secure commercial flooding insurance as well.
A complete disaster could destroy your business. You need to have insurance so that you can recover. A small business without commercial property insurance may not recover from a natural disaster. The funds to handle a complete repair or rebuild are substantial. Commercial property insurance would assist in the development of the rebuild or repair.
Commercial property insurance covers damages from fires, lightning strikes, and storms. Storms are common in the Houston area, so be prepared. Additionally, the policy also covers damage received from vehicles or aircraft. As sad it is, burglaries and theft damage is also covered. These coverages are worst-case scenarios but do occur.
Worker’s Compensation Insurance
As a business owner, you want your employees to feel safe when working in your establishment. However, mistakes happen, and accidents can occur. That said, worker’s compensation is a great way to provide support for your employees while also protecting yourself.
Worker’s compensation covers the fees associated with an employee getting hurt while at the workplace. This could range from a number of scenarios. Maybe an employee cut themselves on a sheet of metal, or they contracted a disease from a chemical the workplace uses. Regardless, worker’s compensation insurance would take effect.
Worker’s compensation insurance covers injuries or disease sustained at the place of work. The insurance will pay for the bills associated with the treatment of the injuries or disease. Furthermore, lost wages, economic loss, and fees associated with any lawsuits are also covered. In the worst-case scenario, the insurance will also payout to beneficiaries of the deceased employee.
All of these fees can reach extremely high levels, which is why worker’s compensation is essential. A large medical bill could greatly affect a business no matter how successful they are. Secure your business and employees with worker’s compensation.
Other Commercial Insurances
As aforementioned, commercial insurance has many different types. We discussed a small portion of the above, but there are many others we offer. Some businesses should consider errors and omissions insurance, while others should consider Builder’s risk and bonds. It all varies on the business and the risks each one takes on. However, each business should look into obtaining the right kind of commercial insurance.
Texas Insurance Agency is no typical insurance company. We work with you, and you can meet our team of agents. Our team will assist you in finding the right kind of insurance. Give us a call, and we would be happy to find the right policy for your needs.
Stop Searching “Fulshear TX Commercial Insurance Agents Near Me”
You can stop searching for commercial insurance agents and start calling Texas Insurance Agency at (281) 398-1010. We want to help protect your business by providing excellent customer services and policy options. You will make a personal connection with our agents and see smiling faces every time you visit us. Visit our website to find out more about our commercial insurance options. So, stop searching “Fulshear TX commercial insurance agents near me” and start calling Texas Insurance Agency.
Fun Facts about Fulshear
- Fulshear was established in 1824
- Fulshear features the highest per capita income and educational attainment in the Fort Bend County
- In 1988 Fulshear had a population of 623 and twelve businesses.
- Find more fun facts about Fulshear here.