It is your best option to find commercial insurance for car Houston, TX, through the brokers at Texas Insurance Agency. We are experts at matching up clients to insurance policies that will benefit them the most. You can find either commercial or personal insurance through us. Call us to find business insurance, auto insurance, commercial inland marine insurance, trucking insurance, commercial auto insurance, and more.

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We Are the Insurance Brokers to Beat When it Comes to Commercial Insurance for Car Houston, TX

Texas Insurance Agency is dedicated to helping you get commercial insurance for car. Business owners can get commercial car insurance from an insurance broker like us to protect them from losing money because of crashes involving their vehicles. This is done by paying for third-party losses, medical bills, and legal fees that come up because of an accident. Commercial car insurance is crucial for keeping business activities safe.

Different brokers offer different coverages, deductibles, and limits on commercial car insurance policies. Because of this, it is important for a business to work with a broker who can help them understand how these policies work. Texas Insurance Agency is that broker. Liability coverage is the most vital part of most business insurance plans. This protects your business’s investments if it is legally found to be at fault.

The policy will cover the costs of a lawsuit, court awards, settlements, and even other fees connected to the law. This will protect your business’s value. Another part of business car insurance is bodily injury liability. It pays for the costs that come up because of accidents that your business may be legally responsible for. Some of these costs could be medical care, lost pay, or even pain and suffering.

This kind of coverage is crucial because the costs of physical injury can be very high, putting a strain on your business’s finances. However, that’s not all we offer. Property damage liability covers any costs your business might have to pay if it turns out that your car damaged someone else’s property. Most of the time, your commercial car would be covered if it damaged a house, building, or even another vehicle.

In commercial car insurance, the combined single limit (CSL) is an important part of the policy. No matter what kind of claim it is, CSL insurance covers the same amount of money. The amount stays the same whether the claim is for harm to a person or damage to property. There is some freedom in it, which can give the insured person some peace of mind.

Another thing that most brokers will include in their insurance is medical payments coverage. It pays for the hospital bills of the insured driver and passengers in the insured car if there is an accident. In this case, the insurance pays for the medical care right away, no matter who was at fault. Another name for this coverage is med pay. Medical costs are high, but insurance can ease that burden.

We are the best of the best when it comes to commercial insurance for car Houston, TX.

We Eagerly Await Your Call So We Can Protect Your Business

Comprehensive coverage is a vital part of business auto insurance because it protects you against damage to your car that isn’t caused by an accident. That can be things like damage from theft, vandalism, or natural disasters. You don’t have to get this kind of coverage, but it’s strongly suggested that you do. It can be especially useful for expensive cars that are essential to the running of your business.

Collision coverage is a part of your insurance that pays for damage to your car that happens when it hits something or another car, no matter who is at fault. Even though it seems simple, some plans may not cover this kind of damage outside of a certain range. Dangers and hazards can occur anywhere on the road, so we make sure your vehicles are covered to the fullest extent.

Uninsured or underinsured motorist coverage may also be part of your car insurance policy. This means that if another driver causes an accident involving your car but doesn’t have the insurance or money to pay for the damage and injuries, the coverage will pay for them. Of course, this could also apply to hit-and-runs. Having this be part of your insurance policy should help you rest easy.

Our business car insurance brokers may also offer rental reimbursement, towing, and labor coverage. Rental compensation pays for you to rent a different car while yours is being fixed. Your commercial car will be covered if it needs to be towed after an accident or breakdown. The tow truck fees and on-site labor costs will be covered.

There are also small parts of policies called endorsements or riders. When you add these to your basic auto insurance, they give you more protection or higher limits. They could include things like coverage for rental cars, services for fixing broken glass, or coverage for your own items. Any of these add-ons might cost extra, but they might make your business car insurance policy better.

Premiums are the fees you pay for the insurance. They are based on a number of factors, such as the type of vehicle, the type of company, the number of vehicles, the driver’s history, and the history of claims. The cost the insured has to pay when they make a claim is called an excess or deductible. Brokers at Texas Insurance Agency can help you find the best balance between the cost of the premium and the amount of excess.

Get a quote for commercial insurance for car Houston, TX, today!

Texas Insurance Agency is All You Need in Order to Choose the Best Insurance for Your Company

How many types of commercial insurance can we help clients with? We can help clients with general liability insurance, manufacturers’ insurance, contractors’ insurance, and more. Are we able to help clients with personal insurance? Yes, we can help you with homeowners’ insurance, boat insurance, life insurance, and more.

Call us or visit us today. Texas Insurance Agency is the best at helping clients find commercial insurance for car Houston, TX.

Fun Facts About Houston, TX

• The elevation of Houston is 80 feet above sea level.
• Houston has mild winters.
• The city seal depicts a train engine.