If your business involves regular usage of cars, trucks, or other vehicles, we recommend finding commercial auto insurance Tanglewood, TX. This insurance protects all kinds of cars as well as the people driving them.
Commercial auto insurance (also known as business auto insurance) provides a wide variety of coverage for business-related vehicles. Your company is liable for any damage or accidents caused by a vehicle in your fleet, which is why you should invest in a good policy. Reliable coverage will cover any expenses incurred from damage or injury, which can keep your business from sinking into debt.
Please note that this type of insurance is legally required for any specialized vehicles that perform job-specific tasks, such as cement trucks, delivery vans, or tractor-trailers. However, these policies also cover regular vehicles like cars and trucks. Larger truck types may require commercial trucking insurance instead. Regardless of which type you need, this coverage will be owned by the business rather than one of the vehicle drivers or owners.
Texas Insurance Agency is here to help you determine which type of auto insurance is best for your company. When you reach out to us, we’ll put you in contact with one of our dedicated insurance agents, who will guide you through the process of figuring out your specific needs and reviewing your eligible plans.
We’ve dedicated our business to providing excellent customer service and high-quality insurance products for our clients. Let us help you find an exceptional insurance policy that will work for you. Whether you need personal insurance or business insurance, we’re here to support you.
Who Typically Needs Commercial Auto Insurance Tanglewood, TX?
If your business meets any of the following criteria, we highly recommend investing in commercial auto insurance Tanglewood, TX:
- Your business owns, rents, or leases vehicles
- Your employees drive their own cars for business-related work
- Your employees rent, lease, or own company vehicles
Keep in mind that commercial auto insurance isn’t necessary for employees who drive their own vehicles to and from work. This coverage is strictly for any vehicles that your company uses in its operations or day-to-day work. If you’re unsure whether a car under your jurisdiction is covered, call us for advice.
When you purchase commercial auto insurance Tanglewood, TX, you’ll be covered for damage to any vehicles, driver injuries, damage to another person’s property, or injuries to anyone else not involved in the company.
What Does This Insurance Cover?
A wide variety of coverage options are available under commercial auto insurance. Some of these include liability, medical, collision, and comprehensive coverage. You can also find personal injury and uninsured or underinsured protection.
All drivers must possess some type of auto insurance policy, but having a commercial policy will provide you with extra protection. Don’t skip out on a plan just because you think you don’t need it – check with Texas Insurance Agency to be sure. We’ll let you know if we believe you need a particular type of policy or not.
Do You Need Commercial Trucking Insurance, Too?
Your company might need to invest in commercial trucking insurance in addition to commercial auto insurance. This kind of coverage is crucial if your company provides any kind of trucking services. The plans available to you will depend on the type of trucks your employees drive, the cargo you carry, and how experienced your drivers are.
Commercial trucking insurance provides plenty of coverage, like protecting you against any fees associated with accidents involving your vehicles. This kind of policy also helps in situations where your trucks are delivering customers, animals, products, or materials.
Another benefit is that commercial trucking insurance can sometimes cover gaps in your personal auto insurance. However, this may not apply if you work for a very large trucking company, so it’s best to speak with a qualified insurance agent from Texas Insurance Agency to learn more.
Areas of Trucking Insurance
There are two main areas associated with commercial trucking insurance: physical damage and liability coverage. Both are crucial to your business, as they protect you against any fees related to accidents caused by your truck.
Physical damage coverage takes care of any damage done to your vehicle or property. It offers both collision and comprehensive coverage as well. Collision coverage will protect you against damage and loss in the event of an accident on the road.
Meanwhile, comprehensive coverage protects against damage or loss caused by non-road accident events. These events can include anything from theft to hitting an animal while driving.
Primary liability coverage includes a bodily injury portion and a property damage portion. These protect you if one of your trucks happens to damage someone’s property or injures (or even kills) someone. Keep in mind that it doesn’t cover your own losses. That job belongs to your policy’s physical damage coverage.
If you’re worried about other kinds of damage, you can choose to invest in a more specific cause of loss coverage. These policies will protect you against particular hazards like vandalism, hail, or fires. A helpful insurance agent can help you decide if you would benefit from this kind of coverage.
We’ll Find the Plan That Fits Best!
Texas Insurance Agency is committed to helping Tanglewood residents find the best policy for their individual or business needs. No matter what kind of plan you need, we’ll work with you to identify the areas where you need coverage and create a policy bundle that will protect you.
Call us today or visit our Tanglewood office location to speak to a friendly insurance agent. You can also get a free quote online if you’d like to contact us from the comfort of your own home. Don’t hesitate to reach out to us for help. You’ll save yourself a lot of trouble by investing in an excellent policy early on, so rely on us for great commercial auto insurance Tanglewood, TX.
Fun Facts for Tanglewood, TX:
- Former U.S. President George H.W. Bush formerly resided in Tanglewood.
- Tanglewood’s schools operate under the Houston Independent School District.
- Rock star Billy Gibbons of ZZ Top also lived here.