There really is no reason to run a business with no insurance; Cinco Ranch TX Life Insurance Policies can help.
Why decide to take a chance on liability like that? You spent so much time building up your business and company, so don’t let it fall apart because of a faulty insurance company deal.
Cinco Ranch TX Life Insurance Policies
With so many options to pick from, you may be wondering why Texas Insurance Agency is the best one to go with.
There are more than a couple of good reasons; between their offers in financial services, insurance products, term life insurance, death benefits, and the sheer amount of coverage.
Cinco Ranch TX Life Insurance Policies searching stop with us at Texas Insurance Agency.
No longer must you feel disadvantaged and uncertain when it comes to the insurance policies handled by you and your hard-earned business!
Background of Cinco Ranch
The city of Cinco Ranch is a large one, in comparison when it comes to many other cities within Texas. Or even Houston, for that matter! While the city isn’t quite the oldest by any means, it sure has been growing immensely over the last few decades.
The population in 2019 sat at 16,437 people. While not all of them are of working age- they sure are in need of insurance! And with such a substantial percentage of working-class individuals within Cinco Ranch, there’s bound to be enough businesses that need insurance on their team members.
The sweet community of Cinco Ranch was community-made around the 1930s. Ever since then, it has grown largely in both sizes physically and metaphorically when it comes to its architecture.
Many new companies in Houston want to do business in Katy, TX, where Cinco Ranch resides. And although COVID-19 put a lot of Texans back in home offices, the worst of it seems to be over, and businesses have begun to reopen.
This is excellent economic news, the only downfall being the rise of the Cinco Ranch population’s sickness that could occur.
What If My Employee Get Sick or Injured on the Job?
The kinds of concerns we’re here to help you navigate are sick and injured employees’ life insurance policies under your business watch.
We offer many different Cinco Ranch TX Life Insurance Policies to our business owners in the Greater Houston Area. Multiple types of life insurances, and universal life insurances, are offered to our clients.
A few different insurance coverage options we have specialized to your business are:
- Oil and gas
- Commercial auto
While all of these are incredible ways to help your business members stay safe and covered, they’re definitely different in particular ways.
Say you’re a small business owner. Our Business Property Insurance has coverage on costs of repairs for physical location loss, inventory, computers, tools, and accounts receivable.
Better yet, Business Insurance can help when it comes down to wages lost or if a team member has an accident in the workplace and suffers an injury he needs to recover from.
This employee accident could mean compensation is necessary. However, this will not be money that comes out of your own pocket. Instead, Workers Compensation Insurance is one proper coverage type if you’re a business owner with a certain amount of coverage necessary.
Over here at Texas Insurance Agency, we want to help you get the absolute most from your Business Insurance policy. It doesn’t matter if you’re a small business, a relatively well-established business, or heck, even a start-up.
You can put all reliance on our experienced, carefully-curated team. Give us a call (281)-398-1010 today to see why we’re such a popular insurance service all across Texas!
Another great reason to consider getting employee insurance for your business is the worker’s compensation aspect. Workers’ compensation is a government-mandated system. It will pay benefits monetarily to individuals who were injured in the workplace on the job.
This is also given to those who may have left the job due to a disability that happened in the workplace.
An insurance type such as this is calmed only if the injury happened to be sustained in your place of business or resulting from something that occurred on the job.
This is a popular policy type because business owners are not liable for the injuries of their employees. Moreover, they will not be forced to compensate an injured employee if said injury occurs on the job.
Another perk? The employee won’t be able to see your business or you personally for negligence in the event they rely on this policy.
Compensation bargaining is the official term for this, which is placed to protect the employee as well as the employee.
This is what’s in place to help with the legal fees that are associated with any filed lawsuit against your company or you. If you fail to have this coverage type, you’ll pay for expenses out of your own pocket.
No one wishes to do that whatsoever! Cinco Ranch TX Life Insurance Policies at Texas Insurance Agency will ensure this is never the case.
There is something known as GLI, or General Liability Insurance, which will protect your company against claims made by old employees or even customers trying to sue. Anything from bodily injuries, property damage, and advertising mistakes.
Small business insurance
These are different policies, whereas they’re aimed towards larger companies.
They’re more affordable, also offering policies to keep you covered against claims of employees.
Small business owners are liable for workers’ compensation, property damage, general liability insurance, and more. You can also rest easy knowing that you can speak with Texas Insurance Agency today and find out more regarding the bundles that could be perfect for your small independent business.
There’s no reason why you should take such a significant chance on something as important as your business. You worked your whole life to build it up.
Don’t let not having something as simple as company insurance coverage on your employees bring you down!
Cinco Ranch TX Life Insurance Policies has never been easier than now for business owners, with Texas Insurance Agency!
Fun Facts of Cinco Ranch:
- Cinco Ranch is part of two counties, both Harris and Ford Bend!
- It stretches a total of 8,092 acres.
- There are two homeowner associations that divide Cinco Ranch.
- For more interesting facts, please visit their official website!