Hello there, we are Texas Insurance, the best place to contact when it comes to choosing a Fulshear Texas Auto Insurance Agency. We prioritize customer service and strive to satisfy all of your insurance needs. Being insured is both responsible and a smart thing to do. We are here to assist in the process of choosing the policy that best fits your specific needs, which is the most important part of our job.

Having auto insurance may seem like a financial burden, but the consequences of not having it could be much worse. Auto insurance is not only legally required in most areas, it’s also a good investment.

About Auto Insurance

Experienced Texas Auto Insurance Agency

Auto Insurance is legally required for most areas. This is a good way of ensuring damages in an accident are accounted for. Liability car and truck policies pay for injury and property damage to the other motorist caused by you. A collision coverage policy is for the moments where someone may damage their own car. Comprehensive auto insurance can protect your car from storm damages These policies can cover damages that are caused by incidents, not accidents.

Another type of auto insurance is uninsured motorist coverage, which offers protection against uninsured motorists. Medical payments coverage will help in the case of expenses dealing with a wreck. Having auto insurance will give you peace of mind in knowing that any repairs caused by an accident will be covered. This is why it is important to choose the right policy. Texas Insurance Agency is here to help you in determining which policy best fits your needs.

Other Types of Services We Provide

Aside from auto insurance, we offer other types of insurance that can be very beneficial to your finances. You should always make sure you are getting the policy that best serves your needs. Our goal is getting you the most reliable and effective plans that cover all of the possible problems you may encounter.

Life Insurance

Things never quite go as planned. Getting life insurance is a smart way to prepare you and your family for the possibility of an unfortunate event. Someone dying is already a disgrace as it is, but if the family can’t stay financially stable, it makes it much worse. Making sure there is a plan in place for your family in the case of your absence is a great way of relieving stress. Our job at Texas Insurance Agency is to assure you find the policy that best fits you and your family’s needs.

The best Texas Auto Insurance Agency

Whether you choose a term or permanent policy, you will be ensuring your loved ones are taken care of financially in the unfortunate event of you dying. Life insurance provides a payment to your beneficiaries upon your passing called a death benefit. If you choose to get life insurance, you’ll have to make payments called premiums. The money that insurance pays your family could be used for a number of things, including:

Replacing lost income
Paying living expenses
Resolving takes and debts
Paying for funeral
Paying for college education

Texas Insurance Agency and its agents will push every effort in ensuring that you get the right policy tailored for your priorities and budget. The insurers we partner with normally offer two categories of life insurance. These categories are term and permanent.

Term Life

Term life insurance will ensure your lie for a certain timeframe. This type of life insurance can last 10, 20, or 30 years. There is an option of renewing the policy or changing it to a different type of policy.

Permanent Life

Permanent life insurance stays in effect throughout your lifetime, as long as you keep up with payments. Depending on which type of policy you have, your payments may stay level and your benefits do not decrease. There are also many flexible policies in terms of premiums and face value. Also, depending on your policy, you may be able to access the cash value for certain purposes while you are still alive.

Homeowners Insurance

Great Texas Auto Insurance Agency

Buying a home is a huge investment to make, possibly the biggest in a lifetime. Every home comes with its benefits and risks. You should look into getting a quality homeowners insurance policy. We can help you look through your options and decide which policy is best for your needs. There are many different types of homeowners insurance, here are a few.

Dwelling Coverage or Standard Home – This is the most common type of home insurance. This type of insurance protects the structure of your home, such as walls and roofs. You should note that this type of insurance does not cover floods. Flood insurance is a separate kind of insurance.

Personal Property or Scheduled Items Coverage – This type of coverage protects your belongings in your home in the event of damage or theft. This will protect jewelry, stereos, bicycles among other things. There are usually limits on standard home policies. Personal property insurance is usually necessary.

Liability Coverage – This coverage protects you in the case that someone sustains an injury while on your property. You never know what accident may happen in your home. This type of coverage is especially useful for those who always have a guest in the home. Life is unpredictable, so staying protected is always a good way to go.

Guest Medical Insurance – If someone sustains an injury on your property, you won’t want to pat their medical expenses. Guest medical insurance will cover medical expenses so you don’t have to. This type of insurance is very convenient and could be a lifesaver. Accidents do tend to happen, so prepare yourself for the unexpected.