Commercial Truck Insurance Katy TX

Commercial Truck Insurance Katy TX

I know you are currently web searching for Commercial Truck Insurance Katy TX for your trucking business. Therefore, the Texas Insurance Agency feels our agents are qualified to help you find the best insurance for your company. All in all, we think you should add our company to your business team.

Commercial  Truck Insurance Katy TX

There are three general types of commercial truck coverage: Basic Coverage, Specialize Coverage, and Non-Trucking Coverage.

  • Basic Coverage – This coverage consists of collision and comprehension insurance. Collision covers the cost of damage to your vehicle and the other vehicle if your driver is at fault. Comprehensive coverage includes the value of your vehicle repairs that collision doesn’t cover.
  • Specialized Coverage – In addition to the basic coverage, companies can add commercial auto liability

In addition to the types of coverage offered, the following list includes the factors companies consider when creating policies for commercial trucks:

  • USDOT Authority
  • Coverage Requirements
  • Vehicle Type
  • Cargo
  • Operating Radius
  • Driving History

Lastly, and most importantly, there are many ways to find discounts for this type of insurance. For example, here are some of the following discounts that you may qualify for:

  • Business Experience Discount – A business may be eligible for a discount if it has longevity within the industry.
  • Commercial Driver’s License (CDL) Discount – Businesses may receive a discount on their insurance policy if they hire truckers with a CDL Driver’s license.
  • Smart Haul Program – Insurance companies may offer an additional discount if businesses use an electronic logging device.

About Our Company

We have approximately one hundred years of experience collectively in the insurance industry. Additionally, our affiliations with over fifty top insurance companies allow us to offer the following types of coverage to our customers: auto, business, life, flood, motorcycle, and boat insurance. We can assist in helping you find the proper coverage you may need and find the best comprehensive package for your business. Contact us today and save yourself the time and overwhelming stress of finding the best policy and quote for your budget.

The Owners

Here is some information on the owners of our agency:

  • Roland Gardner, CIC – Roland graduated from Lamar University with a Bachelor of Science degree in Physical Education minoring in Speech/Communication and Life/Earth Science. Additionally, he graduated from the University of Houston – Clear Lake with a Master of Science degree in School Administration with an emphasis on Mid-Management. Although Roland started his professional career as a teacher then a principal, he changed the direction of his career and became an Allstate Insurance Agency  Owner in 1997. After receiving multiple honors, Rolland decided to sell his agency. Then, after a much-needed vacation, he decided to start his own insurance agency. As a result, Texas Insurance Agency was born.
  •  Jeffery Folgleman – Jeffery started his journey in the insurance industry as an apprentice at his father’s Farmers Insurance Group Agency. It was the two years he spent at his father’s agency where he learned the ins and outs of the industry. Jeffery became the agency’s manager is was responsible for acquiring over 4,000 policies for the firm. Eventually, Jeff aspired to start his own agency with Allstate Insurance Company in 1998.  In 2003, he awarded his father the opportunity to retire by purchasing his father’s agency. However, after ten years, Jeffery sold his agency and set out to become an independent insurance agent. Today, Jeffery is a partner of the Texas Insurance Agency and is currently involved in the day-to-day operations.

 Contact Us Today

We know the importance of quality and affordable insurance. Contact us today and see the various ways we can cover your family and property. For more information our company and its services, please contact us at 281.398.1010 or visit our website here. In addition to contacting us, you can visit our office at 21430 Provincial Blvd, Katy, TX 77450.


Did You Know

  • Occasionally, business insurance includes a lawyer. Depending on your policy, it may consist of legal counsel. As a result, you can avoid the additional stress of seeking a competent lawyer who will assist in legal situations.
  • Business insurance does not cover intentional criminal acts. For example, if one of your employees intentionally commits fraud, theft, or assault, your policy may not include the act, and you may be liable for the action.
  • No insurance company will underwrite Jackie Chan’s productions. Since insurance companies require him to use safety gear while performing his extremely dangerous stunts, Jackie often chooses to shoot his movies in Hong Kong where the safety rules and regulations a little more relaxed.
  • The very first insurance contract was signed in 1347 in Genoa, Italy.
  • The word “insurance” originally meant an “engagement to marry.”
  • Taco Bell once purchased taco insurance. In 2001, the fast-food chain promised to provide everyone in the U.S. a free taco if the Mir Space Station crashed within a certain perimeter in the Pacific Ocean. So, to protect the business, it purchased a taco insurance policy to cover the risk. The Mir did not hit the target; However, the company would have forfeited $280 million.

Katy Fun Facts

  • Katy is in Harris County and is 16 miles northwest of Sugar Land, Texas and 27 miles west of Houston, Texas.
  • Once known as Cane Island, Katy was initially the hunting ground for Karankawa Native American Tribe, the winter hunting ground for herds of buffalo, flocks of wild ducks and other wildlife.
  • The city was officially incorporated in 1945 and was named after the Missouri-Kansas-Texas Railroad that was often referred to as “K-T Railroad)
  • Katy, TX  today is home of the “Biggest Mums.” A Homecoming Mum (Mum is short for Chrysanthemum), is a flower attached to some kind of backing with multiple colorful ribbons and garland. Each year, teenagers in high school prepare to wow their friends with the biggest and most unique designs that display their school pride.
  • The city is home of the Forbidden Gardens. The Forbidden Gardens is an outdoor museum that replicates multiple historical scenes of China.
  • For more information about the city, visit the official website here.

Our Partners

We are pleased to partner with these companies to bring you the best coverage at the lowest rates available.