In a sea of insurance companies, the experts at Texas Insurance Agency are the right choice for affordable commercial property insurance Tanglewood, TX. We have years of professional experience in the industry. We’ll help you find everything you need to protect your business and ensure success. Discover why we’re the first choice among our clients for insurance services.
The Commercial Property Insurance Tanglewood, TX, You Need
Insurance is always a significant and wise investment regardless of what it’s protecting. In the event of any damage or an accident, insurance can help cover a loss. It also alleviates financial burdens that may develop due to these unforeseen yet sometimes inevitable circumstances.
If you’re a business owner, you’ll know many aspects need to be covered to operate a successful business. Accidents are bound to happen whether it’s a personal property like equipment or work vehicles. These can disrupt the day-to-day operations of your business. That means you will want coverage that offers all the necessary support and protection.
One of the essential insurance investments you can make is commercial property insurance Tanglewood, TX. When you invest in property for your business, you’ll also invest in equipment. These can be the tools required for a professional trade or essential items such as desks and computers. No matter what your business entails, in the event of theft or damage, you will want proper coverage that provides reimbursement.
Commercial property insurance is a good idea for a business of any size, but especially for small business owners. Suppose you have a building you operate out of or equipment and physical assets. This insurance provides built-in loss prevention that won’t force a business owner to pay out of pocket. This insurance will protect them from repairing or replacing property that could otherwise disrupt the flow of productivity.
Texas Insurance Agency is here to lend a helping hand no matter your business’s size or needs. We’ll explore all available options and tailor a plan to your needs.
Types Of Business Insurance Available
When operating a business, you can be sure there are specific business insurance coverages you’ll need to have in place. These will cover any issues that may arise and include:
Business Property Insurance
Business Insurance is far from just a general term. It relates to the coverage you’ll need in all aspects of owning and operating a business.
Commercial Property Insurance is one of those insurances. This insurance isn’t just real estate. While a physical location would be covered, it also covers any property a business utilizes for operations. Other covered properties can include:
Damage can occur because of a fire, storms, theft, or vandalism.
The most commonly known business insurance is Workers’ Compensation Insurance:
- A government-mandated system. It can replace lost wages if a team member is injured on the job and unable to work.
- It helps a business by saving them money and protects a team member’s financial well-being.
General Liability Insurance
General Liability Insurance, which is also known as Commercial General Liability, is one of the most basic yet essential forms of insurance. Every day is different, and anything can occur. This liability coverage protects a wide array of events, which can include:
- Bodily injury to a team member.
- Property damage due to fire, flooding, or theft.
- Advertising injuries such as stolen ideas or copyright infringement
- Personal injury such as libel or slander.
Small business owners also benefit significantly from general liability insurance. In the event of an accident or lawsuit, a small business may not have the cushion that a large company does. An incident could result in a financial burden if they’re forced to pay out of pocket to cover costs.
An extension of this insurance is Umbrella Liability Insurance. This coverage will extend protection to your business, large or small, if you have the following:
- Frequent visitors
- Operate in an industry with increased risk for your employees
- Operate on someone else’s property.
It also adds additional coverage for commercial auto and workers’ compensation.
While Texas doesn’t require this insurance coverage, it remains a wise investment for any business. It not only provides security and protection but peace of mind as well. If claims are filed against your business, fees can quickly add up. These claims can potentially lead to even a successful business going bankrupt.
This insurance can cover the cost of attorney fees, medical bills, settlements, and more, which makes it an important consideration.
Commercial Auto is another crucial addition to your company’s protection if your business uses vehicles for work-related needs. Unlike personal auto policies, commercial auto offers higher coverage in the event of an accident.
This insurance will cover any vehicle used for business purposes. It provides coverage for vehicular damage, driver injury, damage to property, and injury to someone else.
When it comes to your business, you want all the necessary protections. You also only want to pay for what you need. However, the insurance needs for a large company won’t be the same for a small business.
You’re going to want knowledge and expertise while exploring all of the available options. You’re going to want an insurance company you can trust.
Texas Insurance Agency is the resource you can rely on.
We’ve Got You Covered
Texas Insurance Agency is a Texas-based and proudly-independent company that works for you. Unlike the big companies, our goal is to provide you with only the coverage you need for your peace of mind. Our agency’s success is based on the trust and integrity that we’ve built with our clients. We hope to share that with you.
Our office is open from 8 AM to 5 PM, with appointment-only visits on Saturday and Sunday. We happily serve the Tanglewood area, North Houston, Pearland, Katy, and The Woodlands. We’re available to you no matter where you’re located in Houston.
Fun Facts About Tanglewood, TX:
- Tanglewood opened in 1949.
- Tanglewood got its name from the book “Tanglewood Tales” by Nathanial Hawthorne.
- Tanglewood was once home to former U.S. president George H.W. Bush.