If you are looking for the best trucking insurance companies Katy, TX, then you have come to the right place. Texas Insurance Agency offers our clients the most professional level of service with unbeatable plan prices. We can help you create a great business model and make it flourish with amazing protection.
You can refer to insurance as an imaginary iron shield for hazards and unexpected events, some of which can’t be prevented even with adequate attention to detail. It’s important to note that even when businesses decide to get a coverage plan, they are not guaranteed to get the best out there.
As partners with the best trucking insurance companies Katy, TX, we offer unbeatable prices for our valuable customers.
Your Trucks Deserve the Best Out There
As a business owner, you have already spent great money purchasing the huge trucks needed to transport your valuable products. You also take your trucks to get their routine maintenance, but there is one fatal mistake that could cost you a fortune. That is the difference between the insured and the uninsured business owner.
Trucks are essential property to your business model, and if it’s not as well-protected as other aspects of your company, it could affect everything surrounding it. Here is the importance, a fatal accident will affect your truck driver, the shipment schedule, the cargo on the truck, and the truck itself. All of which have the potential to reach astronomical numbers when the bill arrives in your mailbox. By getting the proper protection, all of these won’t be as big of a headache.
You can start working with the best team of independent insurance agents to get the best policy you deserve.
At Texas Insurance Agency, our team promises to deliver only the best to our important customers. We partner up with the best insurance companies out there to provide you with the best options on the market. But at the end of the day, your needs are still prioritized over what insurance companies want. You can conveniently request a quote through a small form posted on our website, and we will get back to you right away.
Two Main Insurance Types to Consider
The information below will provide an overview of what you can consider, but you are 100% more than welcome to speak to one of our dedicated staff members and the logistics of plans and coverages. Insurance for businesses that own vehicles can be broken down into two parts: trucking/transportation insurance and commercial auto insurance.
Trucking/Transportation Insurance
This type is essential for business owners who own at least one truck. There are dump trucks, tow trucks, tractor trailers and semi-trucks, flatbed trucks, and many others. Each type of truck has a different set of criteria for insurance. All of which run at a higher risk than other cars on the road.
Some areas the trucking insurance plans will cover are as listed:
Protect yourself and your employees today by finding the best combination of commercial insurance plans to adapt.
- Workers’ Compensation
- Rental costs
- Collision and repair expenses
- Medical bills
Truck drivers’ livelihood is at stake with each moment they are on the road, and it is essential for drivers to have adequate protection before they even get in the car. One mishap could lead to considerable damage for both the team member and the employer.
Employees have to receive medical treatment following a car accident, which would sometimes mean repeated charges attributed to physical therapy appointments or doctors’ visits. If not covered by workers’ compensation and medical coverage, it could lead to detrimental effects on the employer.
Even though the company truck may be the biggest vehicle at the scene of an accident, it can still sustain great damage. This is due to the heavyweight and amount of time it takes for a truck to come to a complete stop, both of which are much higher than regular vehicles. Damage repairs will cost a good sum of money, and so will the rental car fee, if applicable. Schedules still need to be met so companies may rent out vehicles to use before their own is repaired.
As required by state law, business owners need to have adequate coverage for their vehicles in order for them to drive freely on the road. This is to ensure everyone will be well-protected with reliable resources in the case of an accident.
Common coverage options are as listed:
- Liability Coverage
- Medical Coverage
- Uninsured/Underinsured
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection
Some of the other commercial insurance we provide at Texas Insurance Agency are workers’ compensation, oil and gas, contractors, manufacturers, and wholesalers’ insurance. Reach out to Texas Insurance Agency today to get the best trucking insurance companies Katy, TX coverage, and more.
Spend Less Time Worrying
After you get the coverage tailored to your business, there will much far fewer things to worry about in the company. This means it’s time to focus more on finding the best coverage for you and your family. Without the proper care and planning, small mishaps could cost a lot.
Texas Insurance Agency offers not just unbeatable prices for commercial insurance, but we also provide it for personal insurance. Some personal coverages include homeowners’, auto, life, renters’, flood, personal umbrella, boat, and motorcycle insurance.
Just as you would take the time to protect your business assets, finding good coverage for your own properties is also important. With homeowners’ insurance, your policy will be able to cover things like interior/exterior damage and loss of personal belongings. With life insurance, you can get the right coverage to provide comprehensive care for your loved ones in the case of the unexpected.
Find out more about personal insurance policies that best suit you when you contact a Texas Insurance Agency team member today.
Best Trucking Insurance Companies Katy, TX is Close to Your Business
There’s no need for you to take a whole trip across town just to get insurance for your business. We readily provide excellent service in five locations within the Greater Houston area. You can find us at Katy, TX; Houston, TX; Cypress, TX; Pearland, TX; Sugar Land, TX; Conroe, TX; Cinco Ranch, TX; Humble, TX; and all counties in the area.
Look no further. You can get coverage from the best trucking insurance companies Katy, TX when you choose Texas Insurance Agency today!
Katy, TX Fun Facts
- The city was once known as Cane Island; the name “Katy” might have been derived from a combination of words.
- As a suitable place for shopping, the City of Katy is known for Katy Mills Mall.
- You can spot massive alligators in the Katy area.
