We understand that it can be hard to choose from so many auto insurance companies Katy, TX. Because auto insurance is required by law, you can’t go without it, but you also want to guarantee that you have coverage from a company that looks out for your best interests. How can you find a policy that fits your needs and doesn’t put undue strain on your finances?
Texas Insurance Agency is here to help you solve those problems. Adequate coverage can make all the difference when dealing with accidents or crashes. Don’t get stuck without coverage in the event of an emergency. Choose Texas Insurance Agency to find the most affordable auto coverage that will protect you and help you comply with Texas law.
Contact us today for a free quote. Feel free to give us a call if you have any questions concerning our automobile insurance coverage. One of our friendly insurance agents would be happy to speak with you about your coverage needs. We do our best to serve customers as one of the best auto insurance companies.
Is your truck covered? Texas law requires insurance on all vehicles.
Personal Auto Insurance
Having coverage from auto insurance companies Katy, TX is common sense, especially in a city known for being car-centric. Drivers face numerous risks on the road every day, from road hazards and other drivers to the Texas weather itself. If you’re caught in any of the following scenarios without reliable auto coverage, you may be in for some unpleasant financial surprises.
- Minor fender benders – Did you back into another driver? No matter how little the damage is, you’ll have issues if you’re found at fault for the accident.
- Personal accidents – Have you ever swerved out of the way to avoid a sudden road hazard and ended up crashing your car into a tree or guardrail? Even if you’re safe, your vehicle still has to be repaired.
- Weather damage – Texas is no stranger to high winds and hail. Dents and scratches from flying chunks of ice and tree branches can do a number on your vehicle.
- Other drivers – Even if you’re a defensive driver, there is still a high probability that another driver will hit you at some point thanks to our high-traffic streets. Even worse, the driver may be uninsured.
- Family members – Suppose one of your teenagers gets into a wreck while driving with a friend. You’ll be faced with significant medical expenses if they suffer from injuries.
The Right Auto Insurance Companies Make a Difference
Don’t fret – specific policies can somewhat mitigate the financial woes from each scenario above.
- Liability car and truck coverage can pay for injuries and property damage done to other drivers by you.
- If you’ve damaged your car, collision coverage policies can provide relief regardless of whether your vehicle can be repaired or is considered a total loss.
- Some comprehensive auto insurance policies will cover damage not caused by accidents, including weather-related damage.
- Uninsured motorist coverage is an excellent investment choice if you have fears of encountering uninsured drivers.
- Choosing medical payments coverage can help you save money by reducing the cost of medical expenses due to wrecks.
Be sure to check what kind of coverage your policy from auto insurance companies offers.
Texas Law and Other Requirements
You are mandated by law to have auto insurance on your vehicle. The minimum coverage required is $30,000 per person or $60,000 per accident. If you’re caught driving without insurance, you could be in for a world of trouble.
You could face penalties such as covering expensive damages out of pocket or a hefty traffic citation fine. It pays (quite literally) to work with reliable auto insurance companies Katy, TX.
Fortunately, Texas Insurance Agency provides plenty of options for choosing coverage. We work with numerous insurance providers that offer coverage no matter what kind of vehicle you have. Call us today to learn about your options and compare quotes for car insurance in Katy.
Speak to auto insurance companies Katy, TX about auto insurance for your business.
Commercial Auto Insurance
Do vehicles and transportation play significant roles in your business? Whether you run a delivery service or pour cement, your car must be covered by a suitable insurance policy. Obtaining commercial auto insurance will protect you during business-related vehicle incidents.
This policy covers every kind of vehicle, from trucks to vans. And it doesn’t just cover the cost of any repairs, either – it also takes care of any injuries the driver may have sustained during the incident.
Another name for commercial auto insurance is business auto insurance. Not only does it cover standardized vehicles like cars and trucks, but it’s required for specialized vehicles that perform specific job-related tasks, such as delivery vans or tractor-trailers. If your business only uses certain types of transportation, you might want to opt for a more particular policy. For example, if you have a trucking service, you might want to invest in commercial trucking insurance instead.
Who Is It For?
Commercial auto insurance is typically recommended if your business:
- Leases, owns, or rents vehicles
- Has employees that drive their personal cars for business-related work
- Has employees who own, operate, rent, or lease company vehicles
This insurance will cover damage to vehicles, driver injuries, property damages, or injuries to non-company personnel. Consider investing in commercial auto insurance if your business requires day-to-day vehicle usage.
Don’t get stuck with a policy that doesn’t help you. Contact Texas Insurance Agency today!
Why Choose Us Over Other Auto Insurance Companies Katy, TX
Texas Auto Insurance is based in Katy, TX and works hard to provide clients with professionalism, honesty, and integrity. We’re committed to offering only the most suitable insurance policies to our clients, whether they need individual insurance or business insurance.
We want to give you the coverage you need at the best possible price. Contact us for a free quote and see why we’re one of the best auto insurance companies Katy, TX.
Fun Facts for Katy, TX:
- The majority of Katy’s land rests within Fort Bend County.
- However, Katy also expands into Harris and Waller County.
- Katy ISD is consistently one of the top-ranked school districts in the United States.
