Contact Texas Insurance Agency to get great Houston, TX business insurance for auto repair shop! Texas Insurance Agency is an independent insurance company dedicated to get you the right coverage for your business. We provide a wide range of insurance options that can shield you from financial hardship.
Unlike most companies, Texas Insurance Agency prioritizes customer services. Our well-trained, experienced staff work hard to provide you the best service, coverage, and price. We are based in Katy, TX and are proud to serve our Houston communities for many years.
Our website is available 24/7, so don’t hesitate to call us or drop by our location. We’d be thrilled to help you protect your business. We’ll make sure you keep your hard-earned money in your pocket.
Meet Texas Insurance Agency
Texas Insurance Agency is a premier insurance agency in Katy, working hard to get you the coverage you need. Our business operates with the highest level of professionalism, honesty, and integrity.
We offer all kinds of commercial and personal insurance. Commercial insurance protects businesses from damages, injury, and losses, as well as compensate your employees. Types of commercial insurance include general liability insurance.
We also offer standard business insurance, oil and gas insurance, manufacturer’s insurance, and wholesalers insurance. For combined plans, we offer commercial umbrella general liability insurance.
Personal insurance includes homeowners, auto, life, renters, flood, boat, and motorcycle insurance. Personal insurance helps protects your private property and any injuries someone may sustain on it. We also offer a personal umbrella insurance for combined plans.
No matter the type of insurance you need, Texas Insurance Agency guarantees to provide you with the right one for you at affordable premiums. Texas Insurance Agency is one of the top agencies that provide you the Houston, TX business insurance for auto repair shop you need.
Insurance for Business Owners
As a business owner, you know that a lot can happen to a business. A business tends to use many tools and computers, and employ many workers. There are the costs of the physical location to pay, as well as taxes. For an auto service shop, this can mean many opportunities for Murphy’s Law to work: Anything that can go wrong, will.
Your inventory may have gotten damaged in a natural disaster. Your tools and computers can get damaged or stop working altogether. Your employees could get injured on the job. Key aspects of your business could be physically damaged.
The last thing you’d want is to have to pay for all these emergencies out-of-pocket. At Texas Insurance Agency, we provide you with so many types of business insurance for any situation. Our business insurance covers the cost of repairs, whether for inventory, computers, tools, accounts, or the physical location.
Business insurance can also help compensate you for lost wages if the employee suffers a workplace injury. A government-mandated system called Workers Compensation, helps pay monetary benefits to workers injured on the job. To qualify, the employee had to have gotten the injury while working the job.
When employees opt into Workers Compensation, they also forfeit the right of recourse, which means they are no longer to sue you or your business. This will help you save money in the long run and help you avoid onerous lawsuits in the bargain.
Because of the high costs of running a business, business insurance is extremely important to have. Whether you have a small business or a large conglomerate, out-of-pocket costs for high deductibles can leave a dent in your wallet.
General Liability Insurance (GLI)
If you have any lawsuits filed against you or your company, liability insurance helps you pay any legal fees incurred. General Liability Insurance (GLI) can protect your business from liability claims made by employees or customers.
A lawsuit can come from a business partner, a customer, even an employee. These legal fees can stack up even if you are found in the right. Some business have even gone bankrupt because of these expensive legal fees.
The most common reasons for lawsuits include bodily injury, property damage, advertising injury, or personal injury (i.e., libel or slander). No matter what type of business you run, General Liability Insurance can help protect you from the costs of these fees and help you save money in the long run.
For additional coverage, Texas Insurance Agency also covers Commercial Umbrella Insurance. Commercial Umbrella Insurance is a type of casualty insurance that helps pay for costs that exceed the liability limit on a policy. This can be applied to auto liability and general liability insurance policy, as well as general insurance policies.
If you don’t have Commercial Umbrella Insurance, you’ll have to pay the rest of the expenses out-of-pocket. This includes legal fees, medical bills, damage to another person’s property, judgment fees, and settlement fees. Although Commercial Umbrella Insurance is not required by law, it’s one of our most popular insurance for businesses.
Choose Texas Insurance Agency For Your Houston, TX Business Insurance For Auto Repair Shop
Owning a business is never a risk-free enterprise. No matter the size of your business or what products or services you provide, having business insurance can help absorb the costs of everyday operations. In many ways, protecting your business from damages and injury is one of the smartest ways to save money in the long run.
Texas Insurance Agency is here to help. We provide all kinds of business insurance to protect your business. From liability coverage to worker’s compensation insurance, we ensure that you never need to pay more than you absolutely have to.
So what are you waiting for? Get a free quote today! Our sterling customer service and excellent team makes Texas Insurance Agency the premier insurance company you deserve. For Houston, TX business insurance for auto repair shop, Texas Insurance Agency has got you covered.
Fun Facts About Houston, TX:
- It was founded on August 30, 1836 by the Allen brothers.
- It offers countless cuisines, such as Tex Mex and South American to Middle Eastern and Vietnamese.
- It is the fourth populous city in the United States.