Are you looking for Houston TX commercial vehicle insurance? Then Texas Insurance agency gets to give you the coverage you need for your business. Getting insurance coverage is extremely important. We need health coverage auto coverage, and we even get insurance on our phones and appliances.
Insurance is a way to help cover unexpected costs. Not many people can constantly afford thousands of dollars if something goes wrong. That is why insurance agencies exist. It is especially crucial for those that have businesses.
Having insurance for commercial vehicles will not only help you save money but also protect your business. It can help cover the cost of damages and injuries to others. If you own a business and you do not have insurance, we highly recommend check out out our website.
Texas Insurance Agency can cover your business with many different policies. Give us a call today, and we can get you exactly what you need.
Houston TX Commercial Vehicle Insurance
When you need Houston TX commercial vehicle insurance, Texas Insurance Agency has great policies. These policies will cover your vehicles, workers, and other drivers in the process.
It must be noted that your personal vehicle insurance is not the same. It should not be confused with your commercial insurance. They are two separate policies.
Commercial Auto Insurance covers incidents on the clock. You can cover trucks, vans, and more. If your driver is injured, this policy is great for covering medical costs.
We want to make it clear that this particular policy is not the same as your Business Auto Insurance. They sound similar. However, these two policies cover different needs. Commercial Auto Insurance is for vehicles that do specialty jobs.
These vehicles could be tractor-trailers, cement trucks, delivery vans, and so on. This insurance plan is under the business name rather than the driver of the vehicle. Therefore, if there is an incident, the company itself could be held liable. Commercial vehicles often have a higher load than most vehicles.
Because of this, there is often a higher risk of damage. It is important you find the right policy for your vehicle and your business.
Do I Need Commercial Auto Insurance?
It can be a little confusing trying to figure out what insurance policy you would fall under. If you are a business owner, here are some things to think about to see if this policy is right for you. If you own, rent, or lease a vehicle, this could be a good policy for you.
Have you hired employees that drive their own vehicle for work-related business? Do your employees operate lease, rent, or own any company vehicles? Auto insurance is important for anyone who owns and drives a vehicle. But for business vehicles, it is important to make sure you have an extra amount of insurance.
We cannot stress enough how important having the proper amount of Commercial Auto Insurance is. We want to add that this insurance policy is strictly for work vehicles only. This is not for employees who drive their own vehicles to work. If you would like to find out more if this policy is right for you, we recommend calling us.
Coverage Options
When getting Commercial Auto Insurance, it is important to know and understand what your coverage options are. For this auto insurance plan, you are covered for several things. This plan covers damage to your vehicles, driver injury, damage to someone else’s property, and injuries to someone else.
This policy covers more than personal police would because there is more at stake when dealing with a business vehicle. Most times, businesses are required to have additional protection in case of an accident. Long haul jobs that involve semi-trucks are particularly more at risk for accidents and injuries.
Trucking Insurance
If you own a trucking business, Commercial Trucking insurance will definitely keep you financially safe when accidents occur. No one wants to be in an accident. However, it is almost certain that you could be faced with some type of lawsuit or liability cost due to an accident. It is during those times that can really make or break your business.
We assume you don’t want to lose your business. Therefore you want to make sure you have the right coverage for your business. Our Commercial Trucking Insurance can cover many situations. This policy can offer you liability coverage, medical coverage, personal injury protection, collision coverage, comprehensive coverage, uninsured and underinsured drivers.
Why Choose Texas Insurance Agency
At Texas Insurance Agency, we can offer you the highest quality service. We have professionalism, honesty, integrity and always do our best to give our clients exactly what they need. Our mission is to give constantly practice good business tactics.
We actively listen to our clients, give understanding, and can offer well educated advice and recommendations. Our attention to detail is extraordinary. Many companies have often neglected their customers. Texas Insurance Company keeps you at the very top of the list.
We build our customer relationships based on mutual trust and respect. When you come to us for your insurance needs, we will always strive to give you nothing but the best. We can offer many different policies in both commercial and personal insurance that we know you can benefit from. Check out all our commercial insurance policies below.
- General Liability
- Commercial Umbrella
- Contractors Insurance
- Business Insurance
- Oil and Gas Insurance
- Manufacturers Insurance
- Wholesalers Insurance
Having the right kind of insurance will only help you in the long run. Owning a business and not having insurance is like walking on a tight rope with no safety net. It comes with massive risks. Too often, business owners have had to close their businesses down due to liabilities and lawsuits.
Protect what you worked so hard to build up with the right amount of insurance. Give us a call today. We would love to help you get the perfect Houston TX commercial vehicle insurance policy for your business.
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