Have you been looking for a Houston TX general liability construction insurance policy? If so, speak with the experts at Texas Insurance Agency today. We have been in the insurance industry for decades. Consequently, we have years of experience behind us and can confidently find you a policy that fits your budget.
Many people assume that to have good coverage under their insurance, they need to pay an alarming amount of money for their policy. However, that isn’t the case. There are several policies and coverages available to you that won’t require you to break the bank. When you speak with our team, you’ll benefit from the best rates around. Texas Insurance Agency is an independent brokerage. This means we don’t work for the insurance providers; we work for you.
So, no matter what coverages you require for your business, know that our team is ready and waiting to help. We proudly offer our services for both residential and commercial policies and are here to serve you. Call today and find the right Houston TX general liability construction insurance for you.
Call Texas Insurance Agency and find the right commercial policies for your business.
Houston TX General Liability Construction Insurance
You should be aware of several insurance policies if you want to protect yourself in the workplace. General liability is just one of many policies that prove invaluable in the construction field. Liability insurance will prevent you from being held financially responsible for property damage or for a bodily injury.
Moreover, professional liability insurance will protect you against lawsuits that have arisen due to damages. Commercial general liability insurance is one of many policies designed to protect business owners and their livelihoods. No matter if you own a large company or a small business, this coverage type is applicable for you and can protect your assets in a range of events.
Although this policy type is not a legal requirement in Texas, you shouldn’t ignore this coverage type. Having liability insurance could mean the difference between your company thriving or going bankrupt. There are hundreds of industries in this day and age, and each of them presents its own workplace risks. However, some work environments pose more threats than others.
One of the more risky work environments is construction. The heavy-duty tools and equipment can all easily lead to injury or property damage. That is why having this insurance type as a contractor or construction business owner is so vital.
If you’ve been looking for Houston TX general liability construction insurance, look no further than the insurance experts on our team.
Insurance Coverages for Construction Projects
In addition to general liability, there are several other coverage options you should be aware of. There are hundreds of insurance coverages available for all industries. As a result, it can quickly become confusing knowing which of these coverages you require. In fact, the majority of policyholders are paying for coverage they don’t need or don’t have the coverage they do need.
This is something we aim to change here at Texas Insurance Agency. That is why our insurance agents will take the time to talk to you and get to know your business. From there, we can determine which coverages are applicable and which would just be a waste of your time and money.
Consequently, you only pay for what you need, and you have the necessary coverage no matter what situation you find yourself in.
General liability insurance can protect you against the following lawsuits:
- Bodily Injury
- Property Damage
- Personal Injury
- Advertising Injury
Of course, not all of these coverages apply to every business or industry. However, when you work with us, we’ll create a custom policy that caters to your individual needs. Lawsuits can come from anyone; an employee, a customer, or a business partner, and unfortunately, these days, general liability lawsuits are becoming more and more common.
With that in mind, you should get this type of insurance to protect your business and give yourself peace of mind. If you’re ready to find the right business insurance to protect your livelihood, call Texas Insurance Agency today.
Workers Compensation
As previously mentioned, there are several policies you should be aware of as a business owner. One of those policies is workers’ compensation. This policy type is required in most states and is designed to protect both employer and employee. Workers’ compensation is a type of liability insurance. It protects you against lawsuits taken out by your employees if they injure themselves while on the job.
Not only will it prevent them from taking legal action against you, but this policy will cover the cost of medical fees, employee rehabilitation, and lost wages due to a workplace injury.
Save big on your contractor’s insurance by calling Texas Insurance Agency.
Business Owners Policy
A BOP is a great way to save money while gaining more coverage for your business. It combines business property insurance with business liability insurance under one policy. Moreover, this policy type can protect your business against various claims resulting from theft, fires, and other disasters.
In addition, these policies can be customized to fit your industry needs and offer the coverages your business type requires. If you’d like to learn more about business owners’ policies and whether one is right for you, call Texas Insurance Agency today.
As an insurance brokerage, we are dedicated to providing our clients with the very best policies and the very best rates. We proudly serve residents and business owners all throughout Houston, Texas, and the surrounding areas such as Katy and Pearland.
If you’ve been looking to discuss your options and possible insurance plans that might work for you, know that our insurance agents are here to help.
Give us a call today to discuss your insurance options and find the right coverage at the right rates. We have been around for years and offer our services for a range of policy types. So, if you’re looking for more than one policy, we can still help. Other insurance types you may want to consider as a business owner are commercial auto insurance and small business insurance.
Speak with our team, and we’ll find you the right Houston TX general liability construction insurance for your business.
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