Have you been searching for the right Houston TX construction liability insurance policy? If so, look no further than Texas Insurance Agency. Our insurance agents have years of experience under their belts. Moreover, we are passionate about providing people with policies that offer the coverage they need without breaking the bank. So, if you’ve been looking for the right coverage to protect your business at an affordable rate, get in touch with our team today.
Contractors insurance is just one of the many policies we offer here at Texas Insurance Agency. This insurance type can protect your business from suffering financial debt due to work-related accidents. There are several coverages available under a contractor’s policy, and depending on the type of business you own will depend on which coverages you require.
Each coverage option provides a different form of protection and prevention for you and your business. Some coverages can protect against lawsuits, others again liability claims. No matter what coverage options you’re looking to add to your policy, know that our dedicated insurance agents are here to help.
We have a longstanding partnership with many insurance companies. As such, you can be confident that we will find the exact policy you require. More than that, our insurance agents will dedicate their time to finding you the best price possible for your insurance.
Call today and find the right Houston TX construction liability insurance for you.
Keep you and your crew protected with the right contractor’s insurance policy.
Houston TX Construction Liability Insurance
Professional liability insurance is a must regardless of what industry you work in. This insurance type could protect you against financial disaster if an accident were to occur at the workplace.
In a field like construction, accidents happen every day, and if you want to make sure an accident won’t cost you your livelihood, you need to have the right insurance coverage to keep you protected.
Not only are these policies incredibly beneficial, but they are required by most employers. With that in mind, having this type of insurance as an independent contractor will provide you with more job opportunities, earning you money while also protecting it and your other assets.
Contractors insurance typically covers liability issues that your business is exposed to. Although some industries bring more health and safety risks than others, accidents can happen anywhere and at any time. With that in mind, having liability coverage is a great way to safeguard your business against lawsuits and the fees that come with them.
If you have been searching for the best coverage to protect yourself and your assets, you need general liability insurance for contractors. Whether you own a construction business or are an independent contractor, this liability coverage will give you the peace of mind you need knowing your livelihood won’t ever be at risk.
Insurance Solutions for Construction Projects
If you’re a construction business owner, there are several other policies and coverages you need to be aware of to protect your assets. One of those options is workers’ compensation insurance. Another important insurance policy, which is required in the state of Texas, is commercial auto insurance. If your business has any vehicles that are used during daily operations, you’ll need coverage for these vehicles.
Work with Texas Insurance Agency and find the right Houston TX construction liability insurance today.
Commercial auto insurance offers a range of policies that cover an array of vehicles, from vans to trucks and everything in between. Moreover, these insurance types offer various coverages such as medical and physical damage. If you run a construction business and are looking for a commercial auto policy, contact Texas Insurance Agency today.
Of course, if you’re looking for several coverages under one policy, then a BOP is the right insurance product for you. A BOP, or business owners’ policy, bundles the necessary coverages at a more affordable rate. Consequently, you receive the protection you need without having to pay out of pocket.
Tools & Equipment
Another coverage option available for construction workers is tools and equipment. There are certain other policies that cover your equipment up to a certain rate. However, none of these coverages exceed $500. If you’re looking for a larger coverage amount, then this is the policy you’ll require. Some of the tools it covers include generators, welders, and nail guns.
Workers Compensation
As previously mentioned, this policy type is a basic necessity you need as part of your business insurance. As a contractor, you are responsible for providing your employees with the coverage they need. Workers comp covers a range of common workplace concerns such as lost wages, fees for injuries sustained on the job, and employee rehabilitation.
If you don’t have workers’ compensation, you will be covering these costs out of your own pocket. Additionally, you’ll open yourself up to a liability suit from your employees.
Our insurance agents will save you time and money!
Business Auto
Having a personal auto policy is a law requirement here in Texas. However, these policies only cover your own vehicle and not those associated with your business. Subsequently, you will need a commercial auto policy if you’re hoping to insure your company vehicles. Whether you or your employees drive your vehicles, there is coverage available for you.
If you’d like to know more about your coverage options, contact our team today. We will schedule an appointment to discuss your insurance needs further. When you choose Texas Insurance Agency, you’ll be working with one of the most trusted and dedicated insurance brokerages in the Greater Houston area.
Our agents will take the time to get to know you and your business. Consequently, we and you can be confident that we’re setting you up with the right policy for your business.
Here at Texas Insurance Agency, we strive to help as many people save on their insurance as possible. That is why we proudly offer our services to both business owners and independent contractors. Call and speak with an agent today if you’d like to know more about the policies you need to protect your finances.
There’s no better company to trust with your Houston TX construction liability insurance policy.
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- Houston is known as ‘Space City.’
- The highest point of the city is 125 feet above sea level.
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