Have you been searching for Houston TX Liability Insurance Coverage? Texas Insurance Agency is here to help. Our insurance agents are here to help with all of your business insurance needs. Since opening, we have been dedicated to offering the very best policies. That is why we work with some of the most trusted insurance providers. If you’d like a free quote regarding our insurance services, call today!
Get the most from your insurance policy by calling Texas Insurance Agency!
Our team here at Texas Insurance Agency has a combined total of 40 years of experience. With that in mind, you can trust us to find you the right policies for your business. Understanding business insurance can be challenging as there as so many coverages available. That is why so many business owners don’t possess the policies they need. However, when you work with our agents, we’ll ensure your business has the proper protection in place.
We understand how important your business is to you; we also understand that every business is unique. For that reason, we never offer the same solutions to our clients. Instead, our friendly agents take the time to get to know you, your business, and your insurance needs. From there, we are able to find the right insurance plan for your business. Speak with us today to learn more about our agents and why we offer the very best Houston TX Liability Insurance Coverage.
Houston TX Liability Insurance Coverage
Every business owner needs a certain amount of coverage to ensure themselves, their employees, and their business is protected. One of those coverages is liability insurance. This insurance type is designed for businesses of all sizes. However, it is a must for small business owners.
Without liability coverage, your business could face large financial losses if any liability claims are taken out against you. These claims range from property damage to bodily injury to reputational harm and can come about at all hours. Unfortunately, these claims happen more often than not and can sink businesses. That is why it’s essential you have the right coverage in place to safeguard your business against these claims.
A liability claim can come from customers, employees, other companies, and other business owners. Of course, there are other insurance policies available when it comes to employee claims. For example, workers’ compensation. This insurance type is required by business owners who have a team of employees, and its purpose is to protect both employer and employees in the event of a dispute.
General Liability Insurance, however, is designed solely to protect your business against any third parties.
We’ll find you the right Houston TX Liability Insurance Coverage.
How Can Liability Claims Affect your Business?
Your business could be hit with a liability claim at any time. In fact, more often than not, these claims come about during normal business operations. That is why you need to ensure you have the right policies in place from the get-go. Whether you own a start-up company, a small business, or a larger business, liability insurance is a must.
There are different fees associate with different claims, and unfortunately, none of them are cheap. For example, if a customer were to take out a bodily injury claim against your business, you could be looking at a financial hit of $20,000. Additionally, this fee more than doubles with a reputational harm claim as they roughly cost businesses $50,000!
Although manageable, a financial setback like this is less than ideal for an established business. What’s more, a hit like this for a smaller business could put your company in jeopardy. Don’t risk the business you worked so hard to create; call Texas Insurance Agency today and ask about our Houston TX Liability Insurance Coverage. Our friendly agents work hard to bring you the best policies at the best rates.
We want to do the absolute most for every business owner that comes our way. That is why we offer our services to companies of all sizes. Additionally, we offer so much more than liability insurance. Our agents are here to help you find the best auto insurance coverage, workers’ compensation policies, and so much more.
Call today to work with the most trusted insurance company in the greater Houston area!
Liability Claims
Various liability claims can be taken out against your business. However, knowing how these claims come about can help ensure your business is safeguarded against these hazards. Of course, knowing about these claims can’t guarantee you won’t be subject to any. However, with the right coverage on your side, you won’t have to worry about the financial burdens these claims bring.
So, what liability claims can be taken out against your business?
Bodily Injury
These claims are one of the more common liability claims and usually come from customers. A bodily injury claim could be the result of a customer falling while visiting your business. Additionally, several other injuries a customer or visitor could sustain could lead them to file this claim. With that in mind, you need to ensure your business meets the proper health and safety checks.
Property Damage
These claims are also commonly taken out by customers. More often than not, these claims come against businesses that visit their customers to provide a service. This includes businesses such as pool contractors, window cleaning services, painting services, and more.
What’s more, these claims could arise from something as simple as a cracked window. Unfortunately, accidents can happen. That is why you need to be sure your business has the best coverage in place.
Call our agents today for a free quote!
Advertising Injury
An advertising injury claim could result from you defaming another business owner or their business. To learn more about the possible claims your business could face, call Texas Insurance Agency today.
When you reach out to our team, we’ll happily tell you all about the other services we offer and provide you with a free insurance quote. Choose Texas Insurance Agents; our agents will ensure you have the right Houston TX Liability Insurance Coverage for your business!
Houston, Texas Fun Facts
- The worlds largest medical institution can be found here
- There are more than 10,000 restaurants throughout the city
- ‘Houston’ was the first word heard from space.
- To learn more about Houston, visit today.
