We are among the best Pearland Texas Business Insurance Companies

Are you looking for Pearland Texas Business Insurance Companies that have a reputation for honest work? If so, look no further than Texas Insurance Agency! Our team of professional insurance agents will work with you to find the best business insurance solution.

Our work is centered around principles like integrity, honesty, professionalism, and courtesy at Texas Insurance Agency. We believe that in order to build trusting relationships with our clients and community, we must first nurture these core values within our business.

As our agency continues to grow, we will continue to keep quality service at the forefront of our business fundamentals. Additionally, we will take the time to listen to each client actively, evaluate their needs, and offer the best solution from any one of our trusted insurance partners.

As a business owner, you have probably felt the worry and strain of potential events that could be catastrophic to your business. One way to give yourself peace of mind is to find an insurance policy that works for you, your employees, and your business assets.

Types of Business Insurance

There are many types of business insurance. The property, renter’s, liability, worker’s compensation, and small business insurance are just a few. It can be overwhelming to navigate the field of insurance if you have little experience.

The solution? Give Texas Insurance Agency a call. Our team has years of experience with the ins and outs of insurance, and we will put that expertise to work for you.

Take that first major step toward protecting your business from the unexpected. Call us today!

Property Insurance

Take a moment and consider the monetary worth of your business. Is it worth millions? Billions?

For most business owners, their company is so much more than a way to make a living. It is their life’s work, and passion rolled into a service, product, or industry.

So why not protect it from the unexpected. Weather events, theft, team member injuries, and fire are all situations that could arise instantly. Although these circumstances can be stressful, a commercial or business property insurance policy will help you breathe a little easier.

Property insurance can cover many different categories of company assets. For instance, it can protect the building you work out of, records and documents, equipment, in-stock materials, vehicles, and security systems. It can even provide coverage for decor, signs, and fencing.

When you call an insurance agent to inquire about property insurance, consider having your needs written down so that the process of finding the right plan will go smoothly and quickly. Our team of professional insurance agents is here to help you protect your business and its future.

Liability

Pearland Texas Business Insurance Companies

Business liability insurance coverage is slightly different than property insurance policies. In the same way that auto liability protects you in case you cause a wreck, business liability protects your company from harmful financial losses due to known or unknown negligence.

For instance, let’s say a client slips on a puddle of water, and there was no ‘caution: wet floor’ sign in the immediate vicinity.

This is grounds for a lawsuit, depending on the injury sustained. Business liability insurance would cover medical costs for your client.

Another example is copyright infringement or reputation harm. If one of your employees were to publicly slander another business or violate a person’s privacy and rights, they have essentially attacked the reputation of their victim.

In the same way, using copyrighted material without authorization to advertise your company is illegal. In both of these situations, business liability insurance would cover your company and protect it by covering the cost of damages (physical or reputational) and medical needs.

Worker’s Compensation

A company is nothing without its team members and employees. They are arguably the most important part of your company! So why not go the extra mile to protect them by considering a worker’s compensation policy?

A business can have any number of safety protocols in place to prevent injury. However, all it takes is a piece of faulty equipment or a negligent manager to cause workplace injuries.

When a team member is injured on the job, a worker’s compensation insurance policy will provide medical coverage for the injured party. Additionally, it will cover any lost wages should that team member be out of work.

There are moments when that piece of faulty equipment was never repaired, even after being reported several times. In this instance, if a team member is injured, they could decide to bring a lawsuit against your company. Worker’s compensation also covers this potentiality.

Texas Insurance Agency is here for you.

Small Business Insurance

Small business owners suffer hard when dealing with property damage, worker injury, and natural disasters.

Having a collection of insurance plans specifically for your small business can make the difference between staying afloat and going under.

Small business insurance is basically a combination of business liability and property insurance plans.

However, it can be made to include worker’s compensation. This is highly recommended by the professionals at Texas Insurance Agency.

Over time and as your business grows, you can add other policies like automobile insurance. Or, if you own a tech company, perhaps you will think about cyber insurance.

Either way, the needs of your business are our priority. You have a vision for your company. We’ll help you reach it by protecting your investments.

Questions to Ask a Potential Agent

It is always important to ask questions of a potential insurance agent that you are considering for hire. After all, you are putting your business in their hands.

Here are some great questions to ask:

-Do you have a specific area of expertise?

-What is your experience working with Texas business owners?

-Do you have any client references?

These questions will help you feel more confident about choosing an insurance agent!