Currently looking for Pearland TX Business Insurance? If so, contact the insurance agents team here at Texas Insurance Agency. Some of our insurance plans include life insurance, personal injuries insurance, worker compensation, general liability insurance, and other types of insurance solutions.

Essentially, we want to make sure small businesses are well-protected from all the many accidents that can occur at any moment’s notice. You do have plenty of options when it comes to insurance options. The most important part to keep in mind is choosing an insurance plan that is the best fit for your businesses’ particular circumstances. Most businesses will begin with a Business Owner’s Policy (BOP), which combines:

General liability insurance
Commercial property insurance
Business income insurance

You can also add more policies to your BOP if you wish to increase protection in certain aspects. For example, if your employees are required to drive to work, adding a commercial auto policy is a must to protect them on the road.

Generally speaking, you should research various types of insurance coverages to gain insight into what policies will offer the best protection to your business. Our Pearland TX Business Insurance Agency is here to help you find the best insurance coverage for your business.

Pearland TX Business Insurance

Commercial Insurance

Commercial insurance is needed for any type of business. Why? Well, businesses deal with expensive equipment that can be dangerous when in motion. One type of insurance that businesses could benefit from is income insurance, which comes in handy when someone steals your equipment, leading you to have to shut down.

Once you’ve done your research, you can begin working alongside an insurance professional. Here at Texas Insurance Agency, we help our clients analyze and customize insurance solutions to that they best protect your business. In addition, we’ll also help you get the best available coverage for your budget.

As time moves along, the industry your business functions in may begin to change, leading to a need in additional coverages. If you want to make sure you’re up to speed, the best course of action is reviewing your coverage frequently.

With over 40 years of combined experience, we’ve developed great methods for finding the most fitting insurance plans available. Moreover, we offer a wide range of coverage options to fit all types of businesses. As a specialist in the industry, you can rest easy knowing that we’ll find the best insurance plan for you.

Types of Coverages

Starting a business will be the biggest investment you make in your life. When you own your business, the company will be a symbol of your life’s work. It doesn’t matter what type of business you own, oil and gas to non-profit; every business requires an owner’s heart, soul, and energy. Subsequently, having the right Pearland TX Business Insurance Agency by your side can do you great favors over time.

We work with the best insurance providers around, so you can rest easy knowing that you’ll be getting the best options at the best prices available. Contact us at your earliest convenience to learn more about how we can help you and your business stay protected for a very long time to come.

Commercial General Liability

Commercial insurance policy should be present in every business. This general liability insurance provides businesses with critical protection against financial perils of property and injuries. These protections will help tremendously after heavy damages due to building conditions or operations.

It doesn’t really matter what type or what size your company is, every company will run risks for accidents, injuries, and lawsuits.

Commercial Umbrella

Commercial umbrella insurance policies are made to protect from financial loss caused by a liability claim that is larger than the company’s general liability, product liability, or commercial auto policy. The commercial umbrella policy takes effect when one of these other policies reaches or surpasses the limits. The types of liability that can be covered by a commercial umbrella include:

Personal injury
Contracts
Automotive
Aircraft
Watercraft
On-site accidents
Theft

Commercial Property

Commercial Insurance

Owning and operating a business is incredibly rewarding, not only financially, but also as a testament to hard work, time, and effort. With that being said, you always have to expect the unexpected. Incidents such as theft, storms, or other types of unfortunate events lead to serious damage and, at times, destruction. As such, it’s always best to keep your belongings and equipment protected at all times.

When paired with the correct commercial property policy, your company will be protected from events that will force rebuild following the serious catastrophe. The policies we offer provide protection for:

Fires, lightning strikes, or storms
Damage to vehicles and/or aircraft
Burglaries, vandalism, or theft
Other types of emergencies

Worker’s Compensation Insurance

Regardless of the industry, there is always a risk of accidents occurring at any given’s notice. This makes protection for property and personnel is essential. Furthermore, this protects your business from financial liability or lawsuits.

Texas worker’s compensation insurance helps with your team’s medical bills, work on protecting your company’s standing, all while shielding you from thousands of dollars in legal fees. These types of insurances cover the following:

Medical care and rehabilitation bills that are the result of work accidents happening on-site
Medical care related to diseases that could possibly have been contracted on the job
Loss of wages
Economic loss compensation
Legal fees due to a lawsuit
Death benefits that will be paid out to dependants and beneficiaries of the employee

Other Commercial Insurance Policies

Long Haul trucking insurance

Professional liability – For professional occupations dealing with sensitive documents and other information
Errors and omissions – Protect your company from lawsuits resulting from errors in contract and paperwork
Commercial auto insurance – Protect your company’s fleet of vehicles, from cars, ships, to airplanes
Small business insurance – Protect your local business, its property, income, and other assets.
Workers compensation – Assist with medical expenses to employees that get injured or need wage compensation