If you are looking for commercial auto insurance for small business Houston, TX, give us a call at Texas Insurance Agency. Our team has been in the insurance broker industry for many years. We have the skill and talent to help you find both the best personal and commercial insurance policies. Examples include worker’s compensation insurance, commercial auto insurance, life insurance, auto insurance, trucking insurance, and more.

Do not wait until it’s too late.

Check Out What We Can Do for You When it Comes to Commercial Auto Insurance for Small Business Houston, TX

Texas Insurance Agency is the best guide for finding amazing commercial auto insurance for small business. Getting commercial car insurance for a small business is a way to protect the company from the many risks that come with using vehicles. This policy is meant for companies that use vehicles for regular or occasional business reasons. Cars, vans, business trucks, and other types of vehicles may belong to this group.

Damage and legal fees caused by accidents, theft, or other types of harm are covered by the insurance you can find with our help. Commercial car insurance for small businesses covers bodily injury liability. This means that if your business is found responsible for an auto accident that hurts someone, the policy will pay for their medical bills. If you or an employee hurts someone while driving a company car, the insurance covers the costs.

Medical bills, legal fees, and any lawsuits against your business can be taken care of with the right insurance. A commercial car insurance policy also covers costs if your business vehicle damages someone else’s property. This is called property damage liability. This could include houses, cars, and other kinds of property. It can also cover the costs of a lawyer if someone sues your business, much like bodily injury liability.

Another vital part of commercial car insurance is personal injury protection (PIP). If someone gets hurt in an accident while driving your business car, this coverage will pay for their medical bills. Personal injury protection is a type of no-fault insurance. That means it pays out no matter who caused the accident. If you cause an accident or someone hits your car, your insurance will cover the costs no matter what with PIP.

Uninsured motorist coverage shields your company if one of your vehicles has an accident with a driver who doesn’t have liability insurance or a driver who hits and runs. This coverage will pay for any damage or injuries that the driver who doesn’t have insurance would normally cover. You never know what will happen on the road, and the right insurance will protect you from drivers who can’t pay for the damages they cause.

Underinsured motorist coverage works the same way. It pays for repairs or hospital bills when the driver who caused the accident doesn’t have enough liability insurance. The policy makes sure that your company doesn’t have to pay for other people’s inadequate coverage. Medical bills can be costly, and injuries can be severe in a car accident. Because of those factors, you should look into getting insurance through Texas Insurance Agency.

Get a quote for commercial auto insurance for small business Houston, TX today!

We Won’t Allow Your Business Vehicles to Remain Unprotected

When you have collision coverage for your work cars, they are protected in case they hit an object or another car. This is true no matter who caused the accident. That means this is another type of no-fault insurance. Remember that this insurance only covers damage to your own car and not to any other cars or property involved in the accident. If you would like coverage for those things, we can direct you to the right policy.

More than just crash coverage, comprehensive coverage protects you against all kinds of risks that aren’t caused by accidents. Natural disasters, theft, vandalism, or falling items are all examples of risks that your work vehicle can be exposed to at any time. This protection makes sure that the cost of fixing or replacing your business car in these situations is taken care of with ease.

Medical payments coverage, also known as MedPay, can help pay for your or your passengers’ medical bills if you suffer a car accident in your work vehicle. No matter who causes the accident, this insurance will still handle the payments. This type of insurance covers immediate medical care, like hospital fees, surgeries, X-rays, nursing care, and more. Don’t let expensive medical costs rake you over the coals; get great insurance from us.

There is a coverage limit on every business car insurance policy. This is the most the insurance company will pay for a covered loss. If the damage or costs exceed the coverage level, you will pay for them unless you have other insurance covering them. We can help you find that additional insurance with help from our expert insurance brokers.

Small businesses with commercial car insurance may also be covered for any equipment added to the vehicle that makes it more valuable or helps the business run. Some examples of this are GPS systems, tools, and so on. You can also add coverage for lease gaps and rental costs, which will protect your finances whether your business car is financed or leased.

It’s crucial to remember that commercial car insurance policies need to be customized to meet the needs of your business. Your business’s cars, how they are used, and the risks they might face are all unique. So, it’s vital to pick flexible policies or add-ons that work well with your business, your worries about liability, and your budget. Working with an experienced insurance broker like Texas Insurance Agency can make this process a lot easier.

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Texas Insurance Agency Is the One Insurance Broker to Rule Them All

What other types of commercial insurance can Texas Insurance Agency help you with? We assist with trucking insurance, wholesalers’ insurance, commercial umbrella general liability insurance, and more. What are some types of personal insurance that we handle? We handle personal umbrella insurance, oil and gas insurance, and more.

Visit us or call us today! Texas Insurance Agency can’t wait to help you find commercial auto insurance for small business Houston, TX.

Fun Facts About Houston, TX

• “Clutch City” is a nickname for Houston.
• Houston has four major bayous.
• Houston was formerly a railroad hub for the export of cotton.