Pearland is an area in Houston where rain frequently occurs. When it rains, there is a potential for devastating flood waters to overpower your home. A fact that most people don’t understand is that your homeowners insurance will not cover any damage caused by devastating flood waters.
If you own a home, condominium, mobile home, rental home or business property located in the Special Flood Hazard Areas then Standard Texas Flood Insurance will apply to you. You may also be covered even if your property is located in a low to moderate risk zone that does not meet the requirements for a Preferred Risk Policy, including non-residential and buildings with five or more units. If you meet the criteria, then coverage will be obtainable for your building and personal property.